About KOHO

KOHO is a pioneering fintech company dedicated to providing accessible and transparent financial solutions for all Canadians. As a trusted leader in digital banking, KOHO offers a fee-free spending and savings account, empowering over half a million users from coast to coast. Their flagship prepaid Mastercard® and intuitive mobile app enable seamless budgeting, secure online shopping, and increased control over financial health. Distinguished by their commitment to transparency—no hidden fees, fine print, or catches—KOHO stands out for prioritizing customer trust and financial empowerment. Recognized for its innovative approach, KOHO continues to uphold high security standards and exceptional customer service, making it a reliable partner on every Canadian's financial journey.

Current KOHO offers

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KOHO Shopping Guides

KOHO's Account

Earn 0.5% cashback on every purchase and enjoy 30 times more interest compared to major banks.

Cashback

Receive additional cashback when you shop with partner merchants. Get 0.5% cashback on all purchases that can be instantly cashed out in the app anytime and anywhere!

Interest Earnings

With a KOHO account, you can earn 1.2% interest* on both your spending and savings accounts, along with 0.5% instant cashback. Simply set up direct deposit to get started.

Credit Building

An affordable option to build your credit history with KOHO. Open your KOHO app, go to Credit > Register, and start building your credit today.

Build Your Credit History

Obtain a line of credit, make timely repayments, and build your credit history. KOHO supports you throughout the process for just $7 per month.